a group of cars parked
South Boulevard, Charlotte

New to the US? Your first car loan starts here.

Inspected used cars with a clean title and history report. No US credit or thin credit — ITIN accepted, $0 down on approved credit, no upfront fees. Financing help in English, Ukrainian and Spanish.

About us

Liberty Lane Motors

Andriy and Maria opened Liberty Lane in 2015 after watching friends get turned away by big dealers for one reason: no credit history yet. We work with a network of lenders who look at your job and income, not just a score — and every car on our lot passes a 120-point inspection before it gets a price tag.

Rows of parked cars in a lot
Prices

What we do

  • Online pre-approvalsoft check, no score impactFree
  • Car financingon approved creditfrom $249/mo
  • Sedans & crossoversinspected, clean title$9,900+
  • Trucks & SUVshistory report included$18,900+
  • Trade-in appraisalwritten offer in 30 minFree
  • Extended warrantyup to 5 years / 100,000 mi$1,190+
  • Home deliveryfree within 30 miles$149
  • Test driveat the lot or at your homeFree
a red car is parked in a showroom
A black car parked in a parking lot
black bmw m 3 coupe parked on gray concrete pavement
a car driving on a road
Reviews

What clients say

★★★★★

“Six months in the US, no credit score. Two dealers said no — Liberty Lane got me approved with my ITIN in one afternoon.”

Oleksandr K.
★★★★★

“Maria explained every line of the contract in Spanish. No surprise fees, the payment was exactly what she quoted.”

Luis G.
★★★★★

“They showed me the inspection sheet and the history report before I even asked. RAV4 has been perfect for a year.”

Natalia & Chris
Contact

Send a request

We answer within the hour during opening hours.

  • Mon–Fri 9:00–19:00
  • Sat 9:00–17:00
  • Sun by appointment · online application 24/7
South Boulevard, CharlotteSouth Blvd, Charlotte, NC