Sep 11, 2026
Three lines to find in your policy tonight
You do not need us to check these, and they are where the surprises live.
Dwelling coverage. Compare it to what a builder would charge to rebuild your house today.
Water damage. There are usually three separate categories and you probably have one.
Replacement cost versus actual cash value. The second one pays for a ten-year-old roof as a ten-year-old roof.