Your first American car — no credit history needed
We help newcomers and first-time buyers drive home in an inspected, clean-title car. ITIN or SSN, thin credit or none at all — we find a loan that fits your monthly budget.
- ITIN accepted — no SSN needed
- $0 down on approved credit
- No fees upfront
Fresh arrivals
GasHonda CR-V EX-L AWD
2024 · 12,400 mi · 190 hp · Automatic
GasKia Sportage EX AWD
2023 · 24,800 mi · 187 hp · Automatic
ElectricTesla Model 3 Long Range AWD
2022 · 29,500 mi · 384 hp · Automatic
GasToyota RAV4 XLE AWD
2021 · 35,600 mi · 203 hp · Automatic
HybridVolvo XC60 B5 AWD Momentum
2021 · 36,200 mi · 247 hp · Automatic
GasNissan Rogue SV AWD
2021 · 37,900 mi · 181 hp · Automatic
A car loan that starts where others say no
ITIN accepted
No SSN yet? Apply with your ITIN and a passport — many of our customers do.
$0 down on approved credit
Keep your savings for settling in. Start with monthly payments only.
Inspected, clean title
Every car gets a multi-point inspection and comes with a vehicle history report.
Three languages
Ask questions and sign papers in English, Ukrainian or Spanish — no guesswork.
From application to keys — four steps
- Text usYour budget per month, what you drive for, and whether you have an SSN or ITIN.
- Pick a carWe show you options that fit the budget and run the numbers on each one.
- Get approvedWe send your application to lenders that work with thin or new credit.
- Drive homeSign, get the keys — and start building your US credit with every payment.
This is an example estimate, not an offer from a lender. Your actual rate and payment depend on your credit profile, income and the vehicle — we'll give you real numbers after you apply.
Send us this estimateNot sure you'll get approved? Ask — it's free
Text us and in a few minutes we'll tell you what's realistic with your documents and budget.