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Financing for newcomers

ITIN accepted, thin or no US credit, $0 down on approved credit.

Hands exchanging a car key against a light background

We send one application to a network of lenders that work with newcomers and pick the offer with the lowest payment. On-time payments are reported to the credit bureaus, so your first car loan builds your US credit — many customers refinance at a lower rate after a year.

What's included

  • Soft check — no impact on your score
  • No application or upfront fees
  • Help in English, Ukrainian, Spanish
★★★★★
“Six months in the US, no credit score. Two dealers said no — Liberty Lane got me approved with my ITIN in one afternoon.”
Oleksandr K.
G4.9★★★★★518 Google reviews