Inspected used cars with a clean title and history report. No US credit or thin credit — ITIN accepted, $0 down on approved credit, no upfront fees. Financing help in English, Ukrainian and Spanish.
G4.9★★★★★518 Google reviewsNo credit history yet? Drive anyway.
Andriy and Maria opened Liberty Lane in 2015 after watching friends get turned away by big dealers for one reason: no credit history yet. We work with a network of lenders who look at your job and income, not just a score — and every car on our lot passes a 120-point inspection before it gets a price tag.
“Six months in the US, no credit score. Two dealers said no — Liberty Lane got me approved with my ITIN in one afternoon.”Oleksandr K.
Often, yes. Our lenders accept an ITIN or a work permit and look at proof of income and residence. Approval is never guaranteed — it depends on each lender's review — but a thin or empty credit file alone is not a reason for us to say no.
$0 down is available on approved credit. A down payment of 10–20% usually lowers your monthly payment and the interest rate, and we never charge application or upfront fees.
Most online applications get an answer the same business day, often within a couple of hours. Bring your ID, a recent pay stub and a utility bill and you can drive home the same day.
Yes — any make, even with a loan still on it. The appraisal is free and you get a written offer in about 30 minutes; we pay off the old loan for you.
Every car passes a 120-point inspection and comes with a clean title and a vehicle history report. Each one includes a 30-day / 1,000-mile limited warranty, and extended coverage up to 5 years is available.
South Blvd, Charlotte, NC
South Boulevard, CharlotteSouth Blvd, Charlotte, NC
